First-time buyers across a range of age and income spectrums – including key workers like teachers and nurses – accessed the first home loan deposit scheme during the first six months of 2020.

One in eight first-home buyers availed of the scheme with NSW taking the largest share of the guarantees, according to a National Housing Finance and Investment Corporation report.

Out of the 10,000 scheme allocations, 2263 went to NSW residents, 1845 to Queenslanders and 1617 to Victorians. Demand was lower in WA and South Australia due to long-standing FHB support, the report says.

NHFIC chief executive Nathan Dal Bon says demand for the scheme in the six months to June 30 continued despite the onset of the pandemic. Major cities attracted nearly 62% of buyers, while 38% opted for regional areas.

The majority who bought in capital cities purchased in areas up to 30km away from the CBD, with fewer than a quarter buying within 15km.